:root{
  --ink:#0a1628;
  --ink-deep:#060e1a;
  --ink-soft:#152238;
  --ink-line:rgba(232,230,224,.12);
  --ink-line-strong:rgba(232,230,224,.22);
  --paper:#e8e6e0;
  --paper-mute:rgba(232,230,224,.7);
  --paper-faint:rgba(232,230,224,.55);
  --accent:#c9a661;
  --accent-bright:#d9b772;
  --serif:'Fraunces','Source Serif Pro',Georgia,serif;
  --sans:'Inter','Helvetica Neue',sans-serif;
  --mono:'JetBrains Mono','Courier New',monospace;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  background:var(--ink);color:var(--paper);
  font-family:var(--sans);font-size:16px;line-height:1.65;font-weight:400;
  -webkit-font-smoothing:antialiased;
  background-image:radial-gradient(ellipse at 15% 0%,rgba(201,166,97,.07) 0%,transparent 55%),radial-gradient(ellipse at 85% 40%,rgba(201,166,97,.04) 0%,transparent 50%);
}

.strip{border-bottom:1px solid var(--ink-line);padding:10px 0;font-size:12px;letter-spacing:.04em;background:var(--ink-deep)}
.strip-inner{max-width:1320px;margin:0 auto;padding:0 40px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;color:var(--paper-mute)}
.strip-meta{display:flex;gap:28px;font-family:var(--mono);font-size:10.5px;text-transform:uppercase;letter-spacing:.18em}
.strip-meta span::before{content:"";display:inline-block;width:5px;height:5px;background:var(--accent);border-radius:50%;margin-right:8px;vertical-align:middle;transform:translateY(-1px)}
.strip a{color:var(--accent-bright);text-decoration:none}
.strip a:hover{color:var(--paper)}

.site-header{background:rgba(10,22,40,.85);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--ink-line);padding:18px 0;position:sticky;top:0;z-index:100}
.header-inner{max-width:1320px;margin:0 auto;padding:0 40px;display:flex;align-items:center;justify-content:space-between;gap:40px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--paper)}
.brand-logo-clip{height:38px;width:80px;overflow:hidden;display:block;flex-shrink:0}
.brand-logo{height:38px;width:auto;display:block;filter:brightness(0) invert(1);opacity:.95;max-width:none}
.brand-divider{width:1px;height:32px;background:var(--ink-line-strong)}
.brand-text{font-family:var(--serif);font-weight:700;font-size:19px;letter-spacing:-.015em;line-height:1;color:var(--paper)}
.brand-text small{display:block;font-family:var(--mono);font-size:9px;font-weight:400;letter-spacing:.18em;text-transform:uppercase;color:var(--paper-faint);margin-top:5px}
nav ul{list-style:none;display:flex;gap:32px}
nav a{color:var(--paper-mute);text-decoration:none;font-size:13.5px;font-weight:400;letter-spacing:.005em;position:relative;padding:6px 0;transition:color .15s}
nav a:hover{color:var(--accent-bright)}
nav a:hover::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:var(--accent)}
.cta-btn{background:var(--accent);color:var(--ink);padding:11px 22px;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;text-decoration:none;border:1px solid var(--accent);border-radius:6px;transition:all .2s}
.cta-btn:hover{background:transparent;color:var(--accent-bright);border-color:var(--accent-bright)}

.hero{max-width:1320px;margin:0 auto;padding:100px 40px 80px;display:grid;grid-template-columns:1.5fr 1fr;gap:80px;align-items:start}
.hero-eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.28em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:32px;display:flex;align-items:center;gap:14px}
.hero-eyebrow::before{content:"";width:48px;height:1px;background:var(--accent)}
h1.hero-title{font-family:var(--serif);font-weight:500;font-size:clamp(48px,5.8vw,82px);line-height:1.0;letter-spacing:-.025em;color:var(--paper);margin-bottom:36px}
h1.hero-title em{font-style:italic;color:var(--accent-bright);font-weight:400}
.hero-lede{font-size:19px;line-height:1.6;color:var(--paper-mute);max-width:560px;margin-bottom:40px;font-weight:300}
.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--ink-line);border-bottom:1px solid var(--ink-line);padding:28px 0;margin-bottom:40px}
.stat-num{font-family:var(--serif);font-weight:500;font-size:34px;line-height:1;color:var(--paper);letter-spacing:-.02em}
.stat-num small{font-size:18px;color:var(--accent)}
.stat-label{font-family:var(--mono);font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:var(--paper-faint);margin-top:10px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;align-items:center}
.btn-primary{background:var(--accent);color:var(--ink);padding:16px 30px;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;border:1px solid var(--accent);border-radius:6px;display:inline-flex;align-items:center;gap:10px;transition:all .2s}
.btn-primary:hover{background:var(--accent-bright);border-color:var(--accent-bright)}
.btn-arrow{font-family:var(--serif);font-size:18px;font-weight:400}
.btn-link{color:var(--paper);text-decoration:none;font-size:13px;font-weight:500;letter-spacing:.06em;text-transform:uppercase;padding:16px 0;border-bottom:1px solid var(--ink-line-strong);transition:border-color .2s,color .2s}
.btn-link:hover{color:var(--accent-bright);border-color:var(--accent)}

/* === CALCULATOR — REFINED === */
.calc{background:var(--ink-soft);border:1px solid var(--ink-line-strong);padding:36px 32px 32px;position:relative}
.calc::before{content:"";position:absolute;top:0;left:0;width:48px;height:2px;background:var(--accent)}
.calc-eyebrow{font-family:var(--mono);font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:14px}
.calc h2{font-family:var(--serif);font-size:24px;font-weight:500;line-height:1.15;margin-bottom:8px;letter-spacing:-.015em;color:var(--paper)}
.calc-sub{font-size:13px;color:var(--paper-faint);margin-bottom:28px;line-height:1.55;font-weight:300}
.calc-row{display:flex;flex-direction:column;gap:6px;margin-bottom:20px;position:relative}
.calc-row label{font-family:var(--mono);font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--paper-faint);font-weight:500}
.calc-input-wrap{position:relative;display:flex;align-items:baseline;gap:6px;border-bottom:1px solid var(--ink-line-strong);transition:border-color .15s;padding-bottom:6px}
.calc-input-wrap:focus-within{border-bottom-color:var(--accent)}
.calc-currency{font-family:var(--serif);font-size:18px;color:var(--paper-faint);font-weight:400;line-height:1}
.calc-row input{width:100%;background:transparent;border:none;color:var(--paper);font-family:var(--serif);font-size:24px;font-weight:500;letter-spacing:-.01em;line-height:1.3;padding:2px 0}
.calc-row input:focus{outline:none}
.calc-row select{width:100%;background:transparent;border:none;border-bottom:1px solid var(--ink-line-strong);color:var(--paper);font-family:var(--sans);font-size:14px;font-weight:500;padding:8px 0;cursor:pointer;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6' fill='none'%3E%3Cpath d='M1 1L5 5L9 1' stroke='%23c9a661' stroke-width='1.2'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 4px center}
.calc-row select:focus{outline:none;border-bottom-color:var(--accent)}
.calc-row select option{background:var(--ink);color:var(--paper)}
.calc-result{margin-top:28px;padding:20px 0 0;border-top:1px solid var(--ink-line)}
.calc-result-label{font-family:var(--mono);font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:6px;display:flex;justify-content:space-between;align-items:baseline}
.calc-result-label span{font-family:var(--sans);font-size:10px;color:var(--paper-faint);text-transform:none;letter-spacing:.04em;font-weight:400}
.calc-amount{font-family:var(--serif);font-size:46px;font-weight:500;line-height:1;color:var(--paper);letter-spacing:-.025em;margin:6px 0 12px}
.calc-explain{font-size:12.5px;color:var(--paper-mute);line-height:1.55;font-weight:300;min-height:36px}
.calc-cta{display:flex;align-items:center;justify-content:space-between;margin-top:24px;padding-top:20px;border-top:1px solid var(--ink-line);color:var(--accent-bright);text-decoration:none;font-family:var(--mono);font-size:11px;font-weight:500;letter-spacing:.16em;text-transform:uppercase;transition:color .2s}
.calc-cta:hover{color:var(--paper)}
.calc-cta::after{content:"→";font-family:var(--serif);font-size:18px;font-weight:400}

.tldr-block{max-width:1320px;margin:0 auto;padding:60px 40px}
.tldr{background:var(--ink-deep);border:1px solid var(--ink-line);border-left:2px solid var(--accent);padding:36px 44px;display:grid;grid-template-columns:200px 1fr;gap:48px;align-items:start}
.tldr-tag{font-family:var(--mono);font-size:10px;letter-spacing:.24em;text-transform:uppercase;color:var(--accent-bright);font-weight:500}
.tldr-tag span{display:block;color:var(--paper-faint);font-size:9.5px;margin-top:6px;letter-spacing:.18em}
.tldr p{font-family:var(--serif);font-size:18px;line-height:1.6;color:var(--paper);font-weight:400}
.tldr p+p{margin-top:12px}
.tldr strong{color:var(--accent-bright);font-weight:500}

section{max-width:1320px;margin:0 auto;padding:90px 40px}
.section-head{margin-bottom:56px;display:grid;grid-template-columns:200px 1fr;gap:48px;align-items:end;border-bottom:1px solid var(--ink-line);padding-bottom:28px}
.section-num{font-family:var(--mono);font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--paper-faint)}
.section-num strong{color:var(--accent-bright);font-weight:500}
.section-head h2{font-family:var(--serif);font-size:clamp(38px,4.2vw,58px);font-weight:500;line-height:1.02;letter-spacing:-.02em;color:var(--paper)}
.section-head h2 em{font-style:italic;font-weight:400;color:var(--accent-bright)}

.facts{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--ink-line)}
.fact{padding:32px 36px;border-bottom:1px solid var(--ink-line)}
.fact:nth-child(odd){border-right:1px solid var(--ink-line)}
.fact:nth-last-child(-n+2){border-bottom:none}
.fact-q{font-family:var(--mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--paper-faint);margin-bottom:14px}
.fact-a{font-family:var(--serif);font-size:22px;line-height:1.3;color:var(--paper);font-weight:400;letter-spacing:-.005em}
.fact-a strong{color:var(--accent-bright);font-weight:600}

.products{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--ink-line)}
.product{padding:36px 32px;border-right:1px solid var(--ink-line);border-bottom:1px solid var(--ink-line);position:relative;transition:background .2s}
.product:hover{background:var(--ink-soft)}
.product:nth-child(3n){border-right:none}
.product:nth-last-child(-n+3){border-bottom:none}
.product-num{font-family:var(--mono);font-size:10.5px;color:var(--paper-faint);letter-spacing:.18em;margin-bottom:24px}
.product h3{font-family:var(--serif);font-size:22px;font-weight:500;line-height:1.2;margin-bottom:14px;letter-spacing:-.015em;color:var(--paper)}
.product p{font-size:14.5px;color:var(--paper-mute);line-height:1.6;margin-bottom:24px;font-weight:300}
.product a{font-family:var(--mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent-bright);text-decoration:none;font-weight:500}
.product a:hover{color:var(--paper)}
.product a::after{content:" →";font-family:var(--serif)}

.authority{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}
.authority-prose h3{font-family:var(--serif);font-size:30px;font-weight:500;line-height:1.2;margin-bottom:24px;letter-spacing:-.018em;color:var(--paper)}
.authority-prose p{margin-bottom:18px;font-size:16.5px;line-height:1.75;color:var(--paper-mute);font-weight:300}
.authority-prose blockquote{border-left:2px solid var(--accent);padding:8px 0 8px 24px;margin:28px 0;font-family:var(--serif);font-style:italic;font-size:18px;color:var(--paper);font-weight:400}
.authority-prose blockquote cite{display:block;margin-top:10px;font-style:normal;font-family:var(--mono);font-size:10.5px;letter-spacing:.16em;color:var(--paper-faint);text-transform:uppercase}

.toc{background:var(--ink-deep);padding:36px 32px;border:1px solid var(--ink-line);position:sticky;top:120px}
.toc-label{font-family:var(--mono);font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--paper-faint);margin-bottom:16px}
.toc h4{font-family:var(--serif);font-size:22px;font-weight:500;margin-bottom:24px;line-height:1.25;color:var(--paper)}
.toc ol{list-style:none;counter-reset:toc}
.toc li{counter-increment:toc;border-bottom:1px solid var(--ink-line);padding:12px 0;display:flex;gap:14px}
.toc li:last-child{border-bottom:none}
.toc li::before{content:counter(toc,decimal-leading-zero);font-family:var(--mono);font-size:10px;color:var(--accent-bright);font-weight:500;min-width:22px;letter-spacing:.1em}
.toc a{color:var(--paper-mute);text-decoration:none;font-size:14px;line-height:1.45;transition:color .2s}
.toc a:hover{color:var(--accent-bright)}

.faq{max-width:920px;margin:0 auto}
details.qa{border-bottom:1px solid var(--ink-line);padding:26px 0;cursor:pointer}
details.qa[open]{padding-bottom:32px}
details.qa summary{list-style:none;display:flex;justify-content:space-between;align-items:start;gap:24px;font-family:var(--serif);font-size:22px;font-weight:500;line-height:1.3;color:var(--paper);letter-spacing:-.012em}
details.qa summary::-webkit-details-marker{display:none}
details.qa summary::after{content:"+";font-family:var(--serif);font-size:24px;font-weight:300;color:var(--accent-bright);transition:transform .2s;flex-shrink:0;line-height:1}
details.qa[open] summary::after{content:"−"}
details.qa .qa-body{margin-top:18px;font-size:16px;line-height:1.75;color:var(--paper-mute);max-width:760px;font-weight:300}
details.qa .qa-body p+p{margin-top:14px}

.cases{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.case{background:var(--ink-deep);border:1px solid var(--ink-line);padding:28px;transition:transform .2s,border-color .2s;text-decoration:none;display:block}
.case:hover{transform:translateY(-2px);border-color:var(--accent)}
.case-tag{font-family:var(--mono);font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:14px}
.case h4{font-family:var(--serif);font-size:18px;font-weight:500;line-height:1.3;margin-bottom:12px;font-style:italic;color:var(--paper)}
.case p{font-size:13.5px;color:var(--paper-faint);line-height:1.55;font-weight:300}

.trust{background:var(--ink-deep);padding:90px 0;border-top:1px solid var(--ink-line);border-bottom:1px solid var(--ink-line);margin-top:60px}
.trust-inner{max-width:1320px;margin:0 auto;padding:0 40px;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.trust h2{font-family:var(--serif);font-size:46px;font-weight:500;line-height:1.05;letter-spacing:-.022em;margin-bottom:24px;color:var(--paper)}
.trust h2 em{color:var(--accent-bright);font-style:italic;font-weight:400}
.trust p{font-size:16.5px;line-height:1.7;color:var(--paper-mute);margin-bottom:28px;font-weight:300}
.trust-marks{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--ink-line);border:1px solid var(--ink-line)}
.trust-mark{background:var(--ink-deep);padding:28px 24px}
.trust-mark-label{font-family:var(--mono);font-size:9.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:10px}
.trust-mark-value{font-family:var(--serif);font-size:22px;font-weight:500;line-height:1.2;color:var(--paper);letter-spacing:-.01em}
.trust-mark-meta{font-size:12.5px;color:var(--paper-faint);margin-top:6px;font-weight:300}

footer{background:var(--ink-deep);padding:70px 0 40px;border-top:1px solid var(--ink-line)}
.footer-inner{max-width:1320px;margin:0 auto;padding:0 40px;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:60px}
.footer-col h5{font-family:var(--mono);font-size:10.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:22px;font-weight:500}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:11px}
.footer-col a{color:var(--paper-mute);text-decoration:none;font-size:13.5px;font-weight:300}
.footer-col a:hover{color:var(--accent-bright)}
.footer-brand p{color:var(--paper-faint);font-size:13.5px;line-height:1.65;margin-top:18px;max-width:380px;font-weight:300}
.footer-brand .brand-logo{height:32px;filter:brightness(0) invert(1);opacity:.9}
.footer-bottom{max-width:1320px;margin:48px auto 0;padding:24px 40px 0;border-top:1px solid var(--ink-line);display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;font-size:11px;font-family:var(--mono);color:var(--paper-faint);letter-spacing:.06em;text-transform:uppercase}
.footer-social{max-width:1320px;margin:48px auto 0;padding:32px 40px 0;border-top:1px solid var(--ink-line);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:18px}
.footer-social-label{font-family:var(--mono);font-size:10.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent-bright);font-weight:500}
.social-icons{display:flex;gap:14px;align-items:center}
.social-icon{width:36px;height:36px;display:flex;align-items:center;justify-content:center;background:transparent;border:1px solid var(--ink-line-strong);border-radius:50%;color:var(--paper-mute);text-decoration:none;transition:all .2s}
.social-icon:hover{background:var(--accent);border-color:var(--accent);color:var(--ink);transform:translateY(-2px)}
.social-icon svg{width:16px;height:16px;display:block}

@media (max-width:980px){
  .hero{grid-template-columns:1fr;padding:60px 24px 40px;gap:48px}
  .header-inner,.strip-inner,.tldr-block,.trust-inner,.footer-inner,.footer-bottom,.footer-social{padding-left:24px;padding-right:24px}
  .strip-meta{display:none}
  .nav-toggle{display:flex !important;align-items:center;justify-content:center;background:transparent;border:1px solid var(--ink-line-strong);color:var(--paper);width:40px;height:40px;border-radius:6px;cursor:pointer;padding:0;margin-left:auto;order:2}
  .cta-btn{order:3;margin-left:12px}
  nav{order:4;width:100%;display:none}
  nav.is-open{display:block}
  nav ul{flex-direction:column;gap:0;width:100%;background:rgba(10,22,40,0.96);border:1px solid var(--ink-line);border-radius:8px;margin-top:14px;padding:8px 0;backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px)}
  nav ul li{width:100%}
  nav ul li a{display:block;padding:14px 20px;font-size:15px;border-bottom:1px solid var(--ink-line)}
  nav ul li:last-child a{border-bottom:none}
  .header-inner{flex-wrap:wrap}
  section{padding:60px 24px}
  .section-head{grid-template-columns:1fr;gap:14px}
  .authority{grid-template-columns:1fr;gap:48px}
  .toc{position:static}
  .facts{grid-template-columns:1fr}
  .fact{border-right:none!important}
  .products{grid-template-columns:1fr}
  .product{border-right:none!important}
  .cases{grid-template-columns:1fr}
  .trust-inner{grid-template-columns:1fr;gap:40px}
  .footer-inner{grid-template-columns:1fr 1fr;gap:36px}
  .tldr{grid-template-columns:1fr;gap:18px;padding:30px}
  h1.hero-title{font-size:46px}
}
.nav-toggle{display:none}